How To Use Your FSA/HSA Card
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Frequently Asked Questions
About HSA/FSA's
What is an HSA?
What is an HSA?
An HSA (Health Savings Account) is a tax-advantaged savings account that allows individuals with high-deductible health plans (HDHPs) to save money for qualified medical expenses. Funds in an HSA roll over from year to year and can be invested or used for eligible healthcare costs, including incontinence products.
What is an FSA?
What is an FSA?
An FSA (Flexible Spending Account) is a tax-advantaged account that allows individuals to set aside pre-tax dollars for qualified medical expenses. Unlike an HSA, FSA funds are typically “use it or lose it,” meaning they must be spent within the plan year or a grace period.
Is there a limit to how much I can spend on incontinence products using my HSA or FSA?
Is there a limit to how much I can spend on incontinence products using my HSA or FSA?
There’s no specific spending cap for these products, but your total spending is limited to your HSA or FSA account balance.
Can I use HSA/FSA funds to buy incontinence products for someone else, like a family member?
Can I use HSA/FSA funds to buy incontinence products for someone else, like a family member?
Yes, however, you can only use your HSA/FSA funds for eligible expenses on dependents listed on your health plan.
How it Works
What documentation should I keep for HSA/FSA purchases?
What documentation should I keep for HSA/FSA purchases?
Keep your receipts, including the product description, purchase date, and amount paid, if your plan provider requires verification.
Can I get reimbursed if I paid out-of-pocket for incontinence products?
Can I get reimbursed if I paid out-of-pocket for incontinence products?
Yes, you can submit receipts to your HSA/FSA provider for reimbursement. Be sure to keep detailed receipts showing the product name and purchase date.
Can I use my HSA or FSA funds to purchase incontinence products?
Can I use my HSA or FSA funds to purchase incontinence products?
Yes! Incontinence products like pads, liners, adult diapers, and other necessary supplies are generally eligible expenses under HSA (Health Savings Account) and FSA (Flexible Spending Account) plans. However, it's always a good idea to check your plan’s specific requirements.
Do I need a prescription to buy incontinence products with my HSA or FSA?
Do I need a prescription to buy incontinence products with my HSA or FSA?
No, in most cases, you do not need a prescription. These products are typically considered eligible medical expenses. However, checking your plan’s specific requirements is always a good idea.
What happens if I accidentally buy an ineligible product with my HSA/FSA card?
What happens if I accidentally buy an ineligible product with my HSA/FSA card?
You may need to reimburse your account for the ineligible expense. Check with your HSA/FSA administrator for guidance.
Can I return incontinence products purchased with HSA/FSA funds?
Can I return incontinence products purchased with HSA/FSA funds?
If the return is accepted, the funds are typically refunded to your HSA/FSA account. However, timing may play a role, as some plans have specific deadlines or rules for processing refunds. It’s best to check with your HSA/FSA administrator to ensure compliance with your plan’s policies.
Using Your Account at Because
Can I buy Because brand incontinence products online with my HSA/FSA card?
Can I buy Because brand incontinence products online with my HSA/FSA card?
Yes! We accept HSA/FSA cards for eligible purchases. Just ensure the items are marked as HSA/FSA-eligible.
How can I use my HSA/FSA card for purchases with Because?
How can I use my HSA/FSA card for purchases with Because?
You can use your card at checkout- just make sure to select “Credit Card”!
Are all Because products eligible for HSA/FSA reimbursement?
Are all Because products eligible for HSA/FSA reimbursement?
Common incontinence supplies, such as bladder leak pads, incontinence guards, adult diapers, protective underwear, and absorbent underpads, are eligible. Luxury or non-medical products may not qualify.